Technology and Innovation

Technological innovation is transforming businesses, markets and our everyday life. Appleby’s multi-disciplinary global technology and innovation group comprises experts from each of our 10 offices to help businesses meet the new challenges and support clients across a broad range of emerging technologies, including:



Blockchain, the technology behind virtual currencies is now growing in other areas of financial services and beyond.

These opportunities introduce new risks and give rise to new legal, governance and regulatory issues which require careful consideration before the technology’s full potential can be realised. Our specialists are experienced in helping you meet these challenges.

Our colleagues also support the development and promotion of blockchain in our local jurisdictions. Peter Colegate is a founder and director of the Blockchain Association of the Cayman Islands.

Contact us to find out more.

Virtual Currencies, Token Sales & Initial Coin Offerings

The sudden emergence and rapid growth of cryptocurrencies and other digital assets in recent years, combined with seemingly unlimited potential applications for blockchain and distributed ledger technologies across a range of industries has led to an unprecedented period of technological innovation and the emergence of disruptive businesses and entirely new models of funding. Initial coin offerings, the tokenisation of assets and other token funding methods have created complex legal and regulatory challenges. Appleby’s technical expertise, geographic footprint in key offshore markets, and depth of experience allows us to help our clients meet the challenges of this rapidly evolving sector and capitalise on the new opportunities the sector offers.

We help clients looking to establish technically complex platforms which push the boundaries of current methods. Contact us to find out more.

Financial Technologies

Financial technologies or “FinTech” have the potential to supplement or disrupt the financial services industry, with internet banking and mobile payment applications as obvious early examples. As offshore centres press forward with ambitions to be leading regional technology hubs, FinTech will soon become an important point of focus, both for market participants and for regulators.

Our experts understand the opportunities these technologies offer and help navigate the regulatory complexities they bring with them. Contact us to find out more.

Additional Services

Digital Technology and E-Commerce

From wearable devices that measure and record health information to mobile, online and in-app payments, the digital technology landscape is changing daily.

Our varied expertise combined with technology sector knowledge enables us to give you practical and commercial advice at every stage of the development of your business. We help with regulatory compliance, the establishment of new entities and compliance with local laws, along with a range of digital technology issues including:

  • Website development, terms and conditions and policies;
  • Corporate and commercial transactions;
  • Dispute resolution and litigation;
  • Content acquisition and licensing;
  • Advertising and promotional activities including copy clearance;
  • Funding and finance;
  • Big data and data analytics;
  • Cloud services;
  • The Internet of things and machine-to-machine technologies;
  • Mobile, online and in-app payments; and
  • Wearable technology

Contact us to find out more.

Intellectual Property

Intellectual property is one of the most valuable assets a business can own: protecting it is essential to commercial success. Appleby works with you to register and protect your rights. In conjunction with our Commercial Litigation group, Appleby has substantial experience in taking action to protect against the infringement of IP rights and in the conduct of passing-off actions.

We also offer investigative services to identify the source of, and distributors of, infringing goods, working closely with the relevant bodies as necessary.

Unmanned Aircraft Systems

The increasingly popular use of UAS (or, more popularly, “drones”) for aerial photography and surveillance has created a number of regulatory and privacy challenges. UAS present unique privacy challenges and their ability to collect data with great resolution and granularity at distant vantage points, often for long periods, enables them to conduct effective aerial surveillance in a sustained and surreptitious manner.

This has led to the use of UAS for commercial purposes requiring a licence or other form of registration in certain jurisdictions. Our experts understand the opportunities UAS offer and help navigate the regulatory complexities.

IT and Communications

IT and telecommunications services are business critical and have an enormous impact on society. We cover all legal aspects of the telecoms sector and its convergence with adjacent technology and media sectors. 

Our experience extends across all types of network and platform – fixed, mobile, satellite, VPN, terrestrial broadcasting, cable TV and the internet.

Data Protection and Information Management

There are now data protection laws in more than 90 countries around the world. These, together with cyber security concerns and new international data sharing regimes such as FATCA are making the regulation of data more complex than ever before.

We offer advice to clients on all aspects of data protection and information management compliance, including:

  • Privacy impact assessments, to enable an organisation to assess privacy impacts due to proposals for organisational, technological or policy change;
  • Data centres; covering developers, operators and end-users;
  • Data collection and capture, including policies concerning the mechanics of collecting consents;
  • Direct marketing and the implementation of “opt-in”/”opt-out” requests;
  • Structuring cross-border data transfers including as part of shared services and cloud arrangements;
  • Human resources management, including policies dealing with job applicant data, retention of and access to employee files, employee monitoring, management of sensitive employee data and the use of external vendors for functions such as payroll and counselling;
  • Data subject access, including procedures for assessing and verifying requests and responding to those requests;
  • Big data and data analytics, including policies specifying the types of profiling data that may be used, and anonymisation/aggregation principles;
  • Digital identity, authentication and biometrics;
  • Responding to data requests from foreign authorities, law enforcement agencies and regulators;
  • Complaints handling, including complaints from customers, employees and other affected individuals; and
  • Data quality management, including procedures for updating and correcting databases and determining if data is to be erased.



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Technology and Innovation Offshore Guide

Latest legal insights

Has the crypto spring arrived in the Cayman Islands?
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#Connected Wealth Management
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Digital Assets - Why Offshore?
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Digital Assets in Bermuda
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Getting Ready for the Crypto Spring
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Insights on Asset Tokenisation from Hub Culture Ultra Connect Series 2019
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Between a Legal "Rock" and a "Compliance Hard Place"?
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Bermuda Funds in a Digital Age
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Bermuda introduces a Digital Asset business sector banking solution
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FinTech in Jersey: A Running Start to 2019
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Global Financial Innovation Network Update
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Quarterly FinTech Regulatory Update
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The Regulation of Crypto-Currencies
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Comparing GDPR and Cayman's Data Protection Law - Navigating the Differences
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Bermuda funds - more than a token offering?
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Guernsey States approves proposals for Electronic Agents Legislation
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Disruption is not a four letter word
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Bermuda Welcomes Digital Asset Business Act 2018
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BVI embraces innovative KYC solutions for the blockchain revolution
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A Framework for Initial Coin Offerings in Bermuda
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Immigration innovation in Bermuda
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The benefits of blockchain for captive insurers
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Beware these Key Indicators of a Fraudulent ICO
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Asking Real Questions about Virtual Currency
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Bermuda Innovates with New Initial Coin Offering Legislation
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Bermuda to Introduce Initial Coin Offering Legislation
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All Appleby Legal Insights
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Consensus 2019
New York
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Our Experts

Our experts understand the opportunities these technologies offer and help navigate the regulatory complexities they bring with them.

Steven Rees Davies
+1 441 298 3296
Peter Colegate
Cayman Islands
+1 345 814 2745
Brad Adderley
+1 441 298 3243
Fiona Chan

Hong Kong
+852 2905 5760
Nick Davies
Hong Kong
+852 2905 5769
Matt Ebbs-Brewer
+1 441 298 3226
Jennifer Eve
+1 441 298 3560
Richard Field
+44 (0)1481 755 610
Gary Harris
+1 441 298 3249
Rebecca Jack
+1 284 393 5346
Andrew Jowett

+1 284 393 5316
Katherine Johnson
Isle of Man
+44 (0) 1624 647 971
Claire Milne WS

Isle of Man
+44 (0)1624 647 698
Malcolm Moller
Mauritius & Seychelles
+230 203 4301
Jeremy Snead
+1 345 814 2793
Alison Thomson
Hong Kong
+852 2905 5738
Andrew Weaver
+44 (0)1534 818 230
Jerome Wilson
+1 441 298 3559
Paul Worsnop
+44 (0)1534 818 225

Contact Us

To find out more about how we can help please don’t hesitate to get in touch or speak to one of our team.

Request a callback